Whether it is young or middle-aged, or already an "old population", in this age of global aging, it is necessary to prepare early for the resources needed for retirement. Always pay attention to health and plan for long life.
Taipei, Taiwan (Merxwire) - Taiwan has officially become an elderly society in 2018. Although Taiwan has become an elderly society later than Europe, the Americas, Japan, and South Korea, the rate of aging is fast, even faster than Japan's. It is estimated that Taiwan will become a super-aged society in 2026. We are facing the elderly living in the next few decades, how to prepare ourselves or our family with peace of mind? In addition to paying attention to the government's measures in various aspects such as medical welfare, long-term care, and preventive health care, we should also do it in physical and mental aspects. Well prepared completely.
The proportion of global aging
According to data from World Bank in 2019, Japan is the country with the most aging population in the world, with the proportion of people over 65 reaching 27%, ranking first in the world. Italy ranked second and third with 23% and Germany 21%, respectively.
The proportion of the population over 65 in other countries : France 20%; Britain 19%; Canada 17%; Australia 16%; United States 15%; Russia 14%; China 11%; Brazil 9%; Turkey: 8%; Mexico 7%; India 6%; Indonesia: 5%; South Africa 5%; Pakistan 4%; Saudi Arabia 3%
In 2018, the proportion of the population over the age of 65 in Taiwan had exceeded 14%, and it has officially entered an elderly society. In 2019, the proportion grew to 15.1%. According to forecasts, the proportion will exceed 20% in 2026, and the proportion will exceed 40% in 2065. By then, every 1.2 producers in Taiwan will have to bear one elderly population.
Taiwan related policies
Taiwan's population aging rate is second only to Japan in Asian countries, reflecting that Taiwan's population aging rate is very fast, and it is necessary to pay special attention to the social problems that may be caused by rapid population aging. For example, the general degeneration of the body organs of the elderly is more serious, the cognitive function declines with age, and the possibility of dementia will increase.
1. Promote Long-Term Care 2.0, mainly focusing on delaying physical function decline, promoting health, and reducing the burden on caregivers.
2. It is stipulated that two days of rest must be taken within seven days of work, reducing the number of working hours and increasing the time of rest. Increase the quality of life of the people with appropriate vacations.
3. Carry out pension reform for the retired population, extend the retirement age, and give the finances a sustainable operating advantage.
4. In order to slow down the aging rate, fertility must be increased. Increase people's willingness to bear children through birth subsidies and education optimization.
Older labor needs to be attention
You can find a major problem; that is, Taiwan's policy lacks the issue of "a labor force for the elderly." Taiwan has always focused on "Long-Term Care" on the issue of aging, so it pays less attention to the possibility that the aging population still has a labor force.
In addition, Taiwan's industries prefer to hire young people, which relatively excludes the possibility of reemployment for the elderly. In fact, if the elderly can have a job, they can also get dignity, achievement, and the opportunity to be recognized, which has a positive effect on promoting health.
According to statistics in 2018, the average retirement age of Taiwanese is 58.3 years, but the average retirement age in Japan is 69 years, and the average retirement age in South Korea is over 70 years. If Taiwan wants to use labor to slow down the rate of aging and increase productivity, everyone must think carefully about retirement age and life.
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